Optivault is an AI-powered personal financial advisor that helps people understand, manage, and improve their money. Instead of only showing charts or forcing users to manually track everything, Optivault creates a personalized financial plan based on their income, spending, bills, debts, savings goals, and lifestyle. It helps users know where their money is going, how much they can safely spend, and what steps they should take next. The goal of Optivault is to make personal finance simple, clear, and actionable. Users can track their budget, work toward goals like saving, paying off debt, or…